© 2021 M&T Bank Corporation and its subsidiaries. All rights reserved.
Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC.
M&T Bank Corporation’s European subsidiaries (Wilmington Trust (UK) Limited, Wilmington Trust (London) Limited, Wilmington Trust SP Services (London) Limited, Wilmington Trust SP Services (Dublin) Limited, Wilmington Trust SP Services (Frankfurt) GmbH and Wilmington Trust SAS) provide international corporate and institutional services.
WTIA, WFMC, and WTIM are investment advisers registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply any level of skill or training. Additional Information about WTIA, WFMC, and WTIM is also available on the SEC's website at adviserinfo.sec.gov. 
Financial Advisors are investment advisor representatives of, and offer securities and advisory services through LPL Financial LLC (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Wilmington Advisors @ M&T is a brand name used by LPL representatives to offer securities, advisory, and insurance services and is not a separate legal entity. Registered representatives of LPL using the Wilmington Advisors @ M&T name are employees of M&T Bank. LPL and its affiliates are entities separate from, and not affiliates of, M&T Bank. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value
Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.
M&T Bank  Equal Housing Lender. Bank NMLS #381076. Member FDIC. 
Investment and Insurance Products   • Are NOT Deposits  • Are NOT FDIC Insured  • Are NOT Insured By Any Federal Government Agency  • Have NO Bank Guarantee  • May Go Down In Value  
Investing involves risks and you may incur a profit or a loss. Past performance cannot guarantee future results. This material is provided for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. It is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. There is no assurance the any investment, financial or estate planning strategy will be successful.
In Pursuit of Higher Education
Future college students and their collective families face vast choices within the pursuit of higher education. This site brings together our expertise and relevant information to help parents, grandparents, and students choose an appropriate financial and academic path during this critical time in a young person’s life.

“ As financial and other advisors guide families through the college planning process, incorporating an overriding framework where the principles of return on investment are elevated in concert with the same watchful eye used to purchase consumer goods can often lead to good decisions that mitigate the emotion of the moment.”
Jerry and his team within Wilmington Trust and M&T Emerald Advisory Services® seek to develop customized educational roadmaps to help families navigate the financial and nonfinancial choices that abound during the education selection process. These tools can help to establish a solid foundation for young adults as they work to transition from scholarly students to productive members of society.
Jerry Inglet, EdD
Family Legacy Advisor, Wilmington Trust and M&T Emerald Advisory Services®
716.316.4888    Email Jerry

Getting Ready for a New Milestone

Paying for College FAQ

Early in their senior year of high school, college-bound students should consider starting to work on the documents related to paying for college. This FAQ can help guide families through this complicated process.
Preparing for College FAQ

The journey from high school to college may present a few challenges. Fortunately, there are plenty of resources available to help guide students toward the college of their choice.
529 Cheat Sheet FAQ

Almost every state has at least one 529 plan. Get answers to some frequently asked questions about these accounts that can potentially offer a tax-advantaged way to pay for college.
An Education Planning Timeline for Juniors and Seniors

A good way to begin planning for higher education is to establish an activity roadmap for your student’s junior and senior years of high school. This sample timeline and checklist can help you get started.
College Planning Considerations—An Overview

Well before you enter your senior year of high school, if you are a college bound student, there are several areas of consideration you will need to contemplate as you plan for the next phase of your educational experience.

Thought Leadership on College Planning

Preparing for the Intricacies of the College Application Process

College-bound students should be well-prepared before it’s time to fill out college applications. A college planning roadmap can help you avoid the anxiety of a senior year crunch
Strategies for Funding Higher Education

As the costs of higher education continue to rise, families are tasked with securing financial resources to pay for their children’s education. Planning in advance is the key to achieving your goals.
Planning for Higher Education in Divorce

Decisions around the funding of college and completing financial aid forms can create challenges for a divorced family. Sometimes life’s circumstances do not neatly fit into a box on the FAFSA.
Paying for the (Grand) Child's Education: Making Educated Choices

When the older generation of a family wants to make a positive difference in the lives of the younger generations, providing funds for their education is often seen as a way of leaving them with a lasting legacy. However, the cost of education is rising precipitously.


Pivots, Protections, and Possibilities for College Students and Parents

Current day circumstances are prompting college students to possibly pivot from their pre-COVID-19 plans in ways that explore alternate possibilities and protections. In this seven-minute podcast, Legacy Planning Advisor Jerry Inglet discusses how COVID-19 has impacted the higher education market for college students and their parents.

Our Latest Divorce Insights eBook: Divorce: What Professional Advisors Must Know
Please submit the following information to access this valuable guide, authored by Sharon Klein and designed to help advisors and clients make important decisions before, during, and after a divorce.

Have a question for the team?

Your family may need to feel confident that your student is getting the right academic experience at the right cost. Please let us know how we can help your family prepare for this important milestone in your student’s life. Submit your question below.