When you want a managed account program that does the hard work for you, Portfolio Architect may be the solution. Portfolio Architect is a managed account program where assets are invested according to asset allocation models created by Wilmington Trust Investment Management, LLC (WTIM), and offered through M&T Securities, Inc. Explore more about this simple, intelligent, and versatile managed account program.
Simple: A diversified strategy
When it comes to investing, no one can predict the future, but there are ways to prepare for it.
Asset diversification has long been shown to be an important part of reducing volatility and enhancing returns over time.* With Portfolio Architect, asset allocation is built-in with a risk-weighted mix of equities, fixed income, and other asset classes. Those classes may be further broken down into different types of investments within each group.
Intelligent: A disciplined approach
The experienced team at WTIM includes economists, analysts, and portfolio managers who provide asset allocation, manager research, and portfolio construction insights. This team employs a disciplined approach, guided by market theory and economic data. In an effort to avoid emotions of “selling low” or “buying high” that have led many investors astray, they rely on a sophisticated process—analyze, implement, adjust—to incorporate their best thinking into the Portfolio Architect programs.
Versatile: A flexible framework
Portfolio Architect is a long-term investment program that offers a range of risk-adjusted strategies, from the most conservative (largely fixed income) to the most aggressive (largely or all equities). Each Portfolio Architect strategy is designed based on a given objective and amount of risk. And as your goals and risk appetite evolve, you can transition to a different strategy that may better suit the new you.
Talk to a Financial Advisor at our affiliate, M&T Securities, Inc., to learn more about the features and benefits of Portfolio Architect. Get started today by calling 1.800.724.7788 or emailing M&TSECURITIESCLIENTSOLUTIONS@mtb.com.
Investing involves risks and you may incur a profit or a loss. Asset allocation and diversification does not ensure a profit or guarantee against a loss.
Portfolio Architect is a managed account program sponsored and managed by Wilmington Trust Investment Management, LLC (WTIM) and offered through its affiliate, M&T Securities, Inc. (member FINRA/SIPC). Portfolio Architect is not a banking product or service, and is not offered by M&T Bank or its banking affiliates. WTIM has engaged M&T Securities, Inc. to provide administrative services to Portfolio Architect customers.
This communication is for information purposes only and is not intended as an offer or solicitation for the sale of any particular security or investment product. This material does not constitute a determination that Portfolio Architect or any investment strategy is suitable for a specific investor. Investors should seek financial advice regarding the suitability of any investment strategy based on their objectives, financial situations, and particular needs.
Portfolio Architect is generally designed for long-term investors. Investment vehicles employed in Portfolio Architect strategies may include mutual funds, exchange-traded funds, closed end funds, and model portfolios of equity and/or fixed income securities. Certain asset classes involve material risks in addition to those typically associated with investments. The distinct risks for any investment strategy should be reviewed and understood prior to investing. There is no assurance that any investment strategy will be successful. Transfer between program options may involve investment gains or losses and have tax consequences, please consult with your tax professional.
M&T Securities and its representatives receive compensation for services performed in connection with the Portfolio Architect program and therefore have an incentive to recommend the program. For more information please see the Portfolio Architect Wrap Fee Program Brochure, available upon request at 1-800-845-2987.